Schmidt (Nicolson) has just retired from an insurance company. Deprived of his lifelong routine, he is exposed to the desert of retirement, with all the time to complain and be miserable. This is an inconsequential film painting a bleak and depressing picture of life, of which the aging process is but a stage. Perhaps the truth is that he has long been senile. Schmidt evokes revulsion more than pity, to little purpose.